Insight

No one told me that once you cross a threshold in life, you are seemingly left with a lot of time. More often than not, I find myself sitting in a corner looking at the mighty old pine oaks behind my home and wondering what the meaning of all of this is. Unsurprisingly, the trees stand stoically and refuse to even acknowledge the question. As I have gotten older, I have been keen to look to nature for patterns to calm an anxious mind. However absurd it may seem, there is a sense of calm when you look at the towering giants, or when you see the birds go about it on an early morning. I am fascinated by my own thoughts many times. On the outside at times, I would feel serene, yet the thoughts in my head would churn in turmoil. I used to think that this paradoxical narrative was unique to mankind, but then I realized thanks to a discussion with an AI agent that nature is not so different from us in that regard. The AI spoke of dualities, how opposing forces and narratives intertwine to cre...

I came across this research from Pew Center which showed that Asian households, had significant more wealth than other racial groups in America. While the article focuses on the external factors that contribute to the disparity in wealth it does not talk much about intrinsic factors at all. For example, many Asian families living in America live well within their means, many families do not have high debt and look to squeeze out maximum value out of their earnings. This post is a reflection on spending and financial thinking that probably is the single biggest factor in explaining this chart. When I first moved in to America, I realized the importance of Credit History. One needed to have “credit history” that shows the banks how good you are at returning money that you owe to qualify for things such as internet and phones. You are taught to get a credit card as soon as you come to the country so that you can build your record and establish yourself as a trustworthy person in the eyes...